As 2025 comes to an end and the new year is almost here, customers across India are looking for clarity on whether banks will be open on December 31 and January 1. While banks in some states will remain closed on December 31, 2025, others will continue normal operations on New Year’s Eve and the New Year. Being aware of bank holidays can help customers plan essential financial transactions in advance, avoid last-minute delays and ensure uninterrupted access to services that require branch visits.

In which states banks will remain closed on December 31, 2025?

• Mizoram
• Arunachal Pradesh

Banks in these two states will remain closed on the new year's eve on December 31, 2025, in observance of New Year's Eve and Imoinu Iratpa.

Where will banks remain close on January 1, 2026?

• Mizoram
• Tamil Nadu
• Sikkim
• Manipur
• Arunachal Pradesh
• Nagaland
• West Bengal
• Meghalaya

Banks in these states will remain closed on January 1, 2026, on the occassion of New Year’s Day and Gaan-Ngai. However, bank closure does not means that customers can not process their financial transactions during holidays. Users can continue to access online banking services, ATMs, mobile banking apps and UPI for fund transfers, bill payments and other routine transactions. Meanwhile, in-person banking services such as large cash deposits, cheque clearances and issuance of demand drafts will not be available on these days.

Account holders are advised to plan their banking needs in advance to avoid inconvenience during the festive period and make full use of digital banking platforms for uninterrupted services.It is important to note that bank holidays vary by state. According to the RBI, banks also remain closed on every second and fourth Saturday of the months.